What if you don’t plan?

What Happens?

Not having an estate plan in place can create serious complications for your loved ones and leave your assets vulnerable. Here’s what could happen if you don’t take action:

1. Your Assets May Not Go to Who You Want

Without a valid will or trust, Florida’s intestate succession laws decide how your property is distributed. This may not reflect your wishes and can cause conflicts among family members.

2. Probate Court Will Decide

If you die without a will, your estate will go through probate — a public, often lengthy court process that can take months or even years. Probate fees and legal costs can reduce the value of your estate.

3. Your Loved Ones May Face Delays and Expenses

Without clear instructions, your family could face delays accessing money for bills, funeral costs, or daily expenses. They might also incur legal fees and court costs.

4. No One Can Legally Manage Your Affairs If You Become Incapacitated

Without documents like a Durable Power of Attorney or Healthcare Surrogate, your family may need to petition the court to be appointed guardians, which is costly, time-consuming, and stressful.

5. Minor Children May Not Be Cared For As You Wish

If you have children and no legal guardianship plan, the court will decide who takes care of them. This may not be the person you would have chosen.

Don’t Leave Your Family With Uncertainty

Planning your estate ensures your wishes are honored and your loved ones are protected from unnecessary stress and expenses.