Bankruptcy (Chapter 7)

A man and woman sitting at a table, reviewing documents on a laptop, with cups of coffee in front of them, looking concerned.

What Is Chapter 7 Bankruptcy?

A Fresh Financial Start—Handled with Care

Chapter 7 bankruptcy is a legal process that allows individuals struggling with overwhelming debt to eliminate most unsecured debts, such as credit cards, medical bills, and personal loans. Often called a "fresh start," Chapter 7 can provide relief from creditor harassment and stop collection actions, including lawsuits and wage garnishments.

Is Chapter 7 Right for You?

Bankruptcy is a serious decision and not everyone qualifies for Chapter 7. Eligibility and outcomes depend on your unique financial situation, income, assets, and other factors. It’s evaluated on a case-by-case basis, so what works for one person may not be the best solution for another.

How We Can Help

At Encompass Pro Se, we provide affordable, attorney-backed assistance to help you understand your options, prepare the necessary paperwork, and navigate the bankruptcy process with confidence. While we do not provide legal advice, our services are supervised by licensed attorneys to ensure compliance with Florida law.

We’re here to guide you through your financial challenges and help determine if Chapter 7 bankruptcy is the right path for you.

Call Encompass Pro Se today at 321-389-9897 to discuss your situation and find out how we can support you.

Every financial situation is unique. Get personalized help tailored to your needs.